GET PAID UP FRONT. CLIENTS PAY OVER TIME.

GET PAID UP FRONT. CLIENTS PAY OVER TIME.

GET PAID UP FRONT. CLIENTS PAY OVER TIME.

High-ticket merchants are using ShiFi's flexible payment options from 12 to 60 months to attract new customers, increase cart size, and boost sales.

High-ticket merchants are using ShiFi's flexible payment options from 12 to 60 months to attract new customers, increase cart size, and boost sales.

See How It Works

Run the numbers to see ShiFi for your clients.

Customers don’t buy houses or cars on a single swipe or a 3-pay. They buy on monthly terms.

$350K upfront vs $2.5K/month

$350K upfront vs $2.5K/month

$40K upfront vs $600/month

$40K upfront vs $600/month

Imagine if your high-ticket offer worked the same way?

Run the numbers to see ShiFi for your clients.

Customers don’t buy houses or cars on a single swipe or a 3-pay. They buy on monthly terms.

$350K upfront vs $2.5K/month

$40K upfront vs $600/month

Imagine if your high-ticket offer worked the same way?

Unafforable Expectations Defeated

Choosing

Choosing

affordability

affordability just

affordability

just got

got alot easier.

just got

a lot easier.

a lot easier.

Seamless client expectations from marketing to sales drives conversions.

Price objections eliminated.

Turn "I can't afford it" into "What are the terms?"

Turn "I can't afford it" into "What are the terms?"

Zero-surprise terms.

Zero-surprise terms.

Fixed quotable terms that sales reps can share with clients.

Fixed quotable terms that sales reps can share with clients.

Soft-check to see approvals.

Soft-check to see approvals.

Checking for approval does not affect a client's credit score.

Checking for approval does not affect a client's credit score.

ShiFi Core Offerings

Tailored offers built for every buyer type.

Tailored offers built for every buyer type.

Tailored offers built for every buyer type.

Two products. One experience. Fixed terms you can sell every time regardless of buyer.

ShiFi Short

ShiFi Short

12-36 month terms

12-36 month terms

12-36 month terms

As low as 7.9% APR

As low as 7.9% APR

As low as 7.9% APR

10-20% down

10% down

10-20% down

No prepayment penalty

No prepayment penalty

No prepayment penalty

Rate-sensitive buyers

Rate-sensitive buyers

Rate-sensitive buyers

ShiFi Long

ShiFi Long

As long as 60 month terms

As long as 60 month terms

As long as 60 month terms

24.9% APR

24.9% APR

24.9% APR

5% down

5% down

5% down

No prepayment penalty

No prepayment penalty

No prepayment penalty

Lowest monthly buyers

Lowest monthly buyers

Lowest monthly buyers

Both products serve clients below 660 CS.

From super-prime to sub-prime, more of your customers will get access to financing.

Full Spectrum

Which means you get above industry average approvals.

Which means you get above industry average approvals.

Industry Average

Low Approval

12% approval rate

Sales Friction Mode

Close

vs

ShiFi

0% Approval Rate
0% Approval Rate

Oh, it gets better.

Oh, it gets better.

What clients apply for is what they are approved for.

What clients apply for is what they are approved for.

What clients apply for is what they are approved for.

And you know if they are approved, not tomorrow, not later today, but in 1-2 minutes.

And you know if they are approved, not tomorrow, not later today, but in 1-2 minutes.

ShiFi Status

2m ago

Client Approved for $9800

ShiFi Status

7m ago

Client financing fully transacted!

None of that partially approved confusion.

None of that partially approved confusion.

None of that partially approved confusion.

Speed + full approval drives higher conversion at point-of-sale.

Speed + full approval drives higher conversion at point-of-sale.

We're not reselling BNPL.
We’re bank-direct.

We're not reselling BNPL.
We’re bank-direct.

We're not reselling BNPL.
We’re bank-direct.

Others

ShiFi

Others bolt generic BNPL built for retail and lower ticket goods to checkout. ShiFi works directly with the banks so your terms last and stay consistent.

Others bolt generic BNPL built for retail and lower ticket goods to checkout. ShiFi works directly with the banks so your terms last and stay consistent.

Others bolt generic BNPL built for retail and lower ticket goods to checkout. ShiFi works directly with the banks so your terms last and stay consistent.

Typical BNPL

Typical BNPL

Terms get tighter. Approvals get worse. The BNPL exits. You are looking for a plug.

Terms get tighter. Approvals get worse. The BNPL exits. You are looking for a plug.

ShiFi

ShiFi

Approvals and terms don't change or disappear over time.

Approvals and terms don't change or disappear over time.

Financing you can plan around.

Financing you can plan around.

Financing you can plan around.

Every approved deal pays you directly, every Friday, with just one month recourse.

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Paid out every Friday.

Everything your business processes from Monday to Saturday hits the account the following Friday.

ShiFi Payout

ShiFi Payout

ShiFi Payout

ShiFi Payout

Directly to your wallet.

Monies go from our bank to yours, not to the client.

Month

1

Recourse

Month

2

Clear

Month

3

Clear

Month

4

Clear

1-month liability

Banks take risk for 59 months of repayment, your risk is 1 month.

White-glove launch.

Hands-on implementation of financing into your offer. Scripts, disclosures, and proven marketing assets from 8-figure launches.

ShiFi Exec

mobile

Direct access to ShiFi team.

Priority line to ShiFi execs for fast decisions, escalations, and strategy. No waiting around to hear back.

From top of funnel to your bank account, financing grows every part of the process.

From top of funnel to your bank account, financing grows every part of the process.

From top of funnel to your bank account, financing grows every part of the process.

Marketing wins the click, sales gets the yes, ops collect the cash. ShiFi is designed to drive growth in every area of your business.

@yourbusiness

|

@yourbusiness

25 spots left!

Marketing with clarity that attracts.

Marketing with clarity that attracts.

Marketing with clarity that attracts.

Now you can lead with ‘for $X/mo’ like seasoned industries like auto. Clear pay-over-time pricing kills hesitation and unlocks the lead volume that powers revenue growth.

Now you can lead with ‘for $X/mo’ like seasoned industries like auto. Clear pay-over-time pricing kills hesitation and unlocks the lead volume that powers revenue growth.

Sales with a “yes” button.

Sales with a “yes” button.

Replace sticker shock with a digestible monthly and arm reps with a ‘yes’ button, turning more calls into conversions and compounding revenue.

Replace sticker shock with a digestible monthly and arm reps with a ‘yes’ button, turning more calls into conversions and compounding revenue.

shifi.io

Headache-free operations.

Headache-free operations.

Predictable terms, weekly funding, and a clear pipeline dashboard give Ops & Finance headache-free visibility and reliable cash flow without chasing payments.

Predictable terms, weekly funding, and a clear pipeline dashboard give Ops & Finance headache-free visibility and reliable cash flow without chasing payments.

New funding posted

2

42s

.

4 deals funded today

Friday ACH scheduled

5m

.

$148,320 - 17 deals

Liability cleared

10m

.

24 loans out of recourse

3

Notifications

View all

Leadership with confident forecasts.

Leadership with confident forecasts.

Leadership with confident forecasts.

More funded deals, clearer forecasts, and zero payment-chasing allow to expand the business faster.

More funded deals, clearer forecasts, and zero payment-chasing allow to expand the business faster.

Mega FAQ so it's super clear.

Mega FAQ so it's super clear.

Mega FAQ so it's super clear.

We've organized the most common questions into clear categories that our merchants, whether they are at 7 or 9 figures, have asked.

Fit & Cost to Start

Why ShiFi vs BNPL Aggregators

Payouts, Risk, and Selecting Your Path

Buyer Terms & Experience

Funding, Liability & Operations

Get in touch with us.

Whether you are looking to use us for financing or partner with us, we'd love to hear from you.